If one person in your group wants to stay dry and still see what is under the boat, the decision is simple: book a tour that names a glass-bottom vessel and describes its viewing panels. A seat on a snorkel catamaran is not proof of underwater windows. A deck-only ride-along gives you coastline and surface views; check separately for a way to see below the water.
Hawaii does have dedicated glass-bottom tours. Two are described in detail by their operators: one in Waikiki on Oahu and one in Kona on Hawaii Island. We recommend checking those first. Deck-only cruises on Maui and Kauai can still be a good fit for a non-swimmer, as long as everyone understands what the view will actually be.
